Wednesday, July 17, 2013

Things That Should Be Considered Before Buying Travel Insurance

Travel insurance is usually limited to the duration of your trip. However, there are insurance companies that offer various combinations of protection to meet the user's needs, including long-term annual policy for those who frequently travel.

Personal items
Check out some with your insurance company about the personal belongings that may be covered under travel insurance as protection granted vary among insurance companies.

You are advised to appoint beneficiaries and ensure that your beneficiaries know about travel insurance policy that you purchase.

Emergency Assistance
It is important to know whether your insurance company providing online services emergency hotline 24 hours.

Multiple insurance
If you are buying more than one policy and then ride your death or disability, you or your beneficiaries, as the case may be, will be compensated under each policy. However, for certain losses such as medical expenses compensation is based on reimbursement basis, you will be compensated once for the actual loss suffered.

Foreign chains
Make sure your insurance company has a good network of foreign affiliates that can provide the necessary assistance when needed.

Tuesday, June 12, 2012

Buy The Right Travel Insurance

When traveling to EU countries, having travel insurance is a mandatory thing. But when traveling to another country, travel insurance between being and not. How important is the actual travel insurance?

EU governments and some other countries require anyone entering the country to use the travel insurance. Typically, travel insurance is included in the qualification completion of travel documents.

It does not sound familiar to the ear a few people, especially those that have never been to countries that require such insurance. But basically this type of insurance is very useful for those who have special needs.

When the body is suffering from certain diseases, travel insurance so the subject matter that must be met. You certainly do not want to fall ill and was hospitalized abroad that have inflated prices, is not it? Therefore, some people have taken this type of insurance without a second thought when it comes to travel.

If healthy and feel no need to have travel insurance, you also tend to not care about this issue. But in fact, this type of insurance also bear some of the little things that can suck, like a plane delay.

"Simple things are usually claimed to be the user's travel insurance is a delay plane," said Head of the Division of Consumer Lines Chartis Indonesia, Philippe Danielski in the event Astindo International Travel Fair (AITF) in 2012 at the Paradise Hall, Jakarta Covention Center, Jl Asia Africa, Central Jakarta, Friday (3/16/2012).

Not only health, protection of your sporting goods such as surf boards and golf equipment, are also covered by insurance type. In addition, users can also be protected insurance during challenging activities, like diving, hiking and other sports.

Even so, awareness of the features of such a journey is still comparatively small. To travel abroad, only 5-10% of people who use the travel insurance. As for the trip in the country, the frequency of people using this policy is less than 5%.

The price offered for travel insurance varies, ranging from few hundreds to thousands of dollars depending on destination and length of trip. Well, you can consider all aspects before deciding to have had a travel insurance or not. The choice is yours.